Overtime Calculator 2025 – Calculate Overtime Pay for Any US State

Overtime Calculator 2025: Everything You Need to Know About Overtime Pay in the US

Whether you work in a warehouse in Houston, Texas, a hospital in Los Angeles, California, a restaurant in Miami, Florida, or a construction site in New York City, understanding your overtime pay rights is one of the most important things you can do as a working American. Millions of US workers leave thousands of dollars on the table every year simply because they do not know how overtime is calculated — or they do not realize their employer is underpaying them.

This complete overtime guide covers federal overtime rules, state-specific overtime laws for California, Texas, Florida, New York, Illinois, Washington, and every other state, along with real calculation examples that show you exactly what your overtime paycheck should look like.

What Is Overtime Pay? The Federal Rule Explained

Overtime pay is the additional compensation that non-exempt employees earn when they work more than a standard number of hours. Under the federal Fair Labor Standards Act (FLSA), the basic rule is straightforward: any hours worked beyond 40 hours in a single workweek must be paid at a rate of at least 1.5 times the employee's regular hourly rate — commonly called "time and a half."

The FLSA applies to most private sector employers and all federal, state, and local government employers. It covers full-time and part-time workers alike. There is no federal limit on how many overtime hours an employee can work — employers can legally require unlimited overtime — but every hour beyond 40 must be compensated at the overtime rate.

The Overtime Pay Formula

The basic overtime calculation formula is:

Overtime Pay = Overtime Hours × (Regular Hourly Rate × 1.5)

And your total weekly pay is:

Total Pay = (Regular Hours × Hourly Rate) + (Overtime Hours × Hourly Rate × 1.5)

Overtime Rules by State – Top US Cities and States

While the federal FLSA sets the minimum overtime standard, several states have enacted stronger overtime protections that apply in addition to — or instead of — federal law. If your state law is more generous than federal law, your employer must follow the state rule.

California Overtime Rules – Los Angeles, San Francisco, San Diego

California's overtime laws are the most worker-friendly in the entire country. Unlike the federal standard that only looks at weekly hours, California triggers overtime on a daily basis. A nurse in Los Angeles who works 10-hour shifts four days a week earns overtime for the extra 2 hours on each of those four days — even if her total weekly hours never exceed 40.

Example — Los Angeles, CA worker earning $25/hour working four 10-hour days (40 total hours):

• Regular pay (8 hrs × 4 days): 32 hours × $25 = $800
• Daily overtime (2 extra hrs × 4 days): 8 hours × $37.50 = $300
• Total gross pay: $1,100 (vs. $1,000 under federal rules — $100 more per week due to California law)

Texas Overtime Rules – Houston, Dallas, Austin, San Antonio

Texas does not have its own state overtime law, meaning workers in Houston, Dallas, Austin, and San Antonio are covered exclusively by the federal FLSA standard. Overtime kicks in only after 40 hours per week — there is no daily overtime requirement. A Texas worker who puts in four 12-hour days (48 hours total) earns overtime on 8 hours, not on the extra 4 hours worked each day beyond 8.

Florida Overtime Rules – Miami, Orlando, Tampa, Jacksonville

Florida follows the federal overtime standard. Workers in Miami, Orlando, Tampa, and Jacksonville earn overtime after 40 weekly hours at 1.5x their regular rate. Florida's higher minimum wage ($13/hour in 2025, increasing annually) means the overtime rate for minimum wage earners in Florida is at least $19.50/hour.

New York Overtime Rules – New York City, Buffalo, Albany

New York City workers earning minimum wage ($16.50/hour in 2025) are entitled to overtime of at least $24.75/hour for every hour worked beyond 40 per week. New York also has a spread of hours rule: if a worker's shift spans more than 10 hours in a day (including breaks), they are entitled to one additional hour of pay at the minimum wage rate.

Illinois Overtime Rules – Chicago

Washington State Overtime Rules – Seattle, Spokane, Tacoma

Seattle's high minimum wage means overtime pay for minimum wage workers starts at over $30/hour — making Seattle one of the highest overtime pay cities in the country for entry-level workers.

Time and a Half Calculator: How to Calculate 1.5x Pay

Time and a half simply means multiplying your regular hourly rate by 1.5. Here are quick examples for common hourly wages:

Regular Hourly Rate	Time and a Half (1.5x)	Double Time (2x)	Extra Earned Per OT Hour
$10.00/hr	$15.00/hr	$20.00/hr	+$5.00
$15.00/hr	$22.50/hr	$30.00/hr	+$7.50
$18.00/hr	$27.00/hr	$36.00/hr	+$9.00
$20.00/hr	$30.00/hr	$40.00/hr	+$10.00
$25.00/hr	$37.50/hr	$50.00/hr	+$12.50
$30.00/hr	$45.00/hr	$60.00/hr	+$15.00
$35.00/hr	$52.50/hr	$70.00/hr	+$17.50
$40.00/hr	$60.00/hr	$80.00/hr	+$20.00
$50.00/hr	$75.00/hr	$100.00/hr	+$25.00

Who Is Exempt from Overtime? Understanding FLSA Exemptions

Not every worker is entitled to overtime. The FLSA divides workers into two categories: non-exempt (entitled to overtime) and exempt (not entitled to overtime). To qualify as exempt, an employee must generally meet ALL of the following criteria:

1. Salary basis: Paid a fixed salary, not an hourly wage
2. Salary threshold: Earn at least $684 per week ($35,568/year) as of current federal rules
3. Duties test: Perform executive, administrative, professional, computer-related, or outside sales work

Common workers who are typically non-exempt (entitled to overtime):

• Hourly wage earners in any industry
• Retail and restaurant workers
• Warehouse and logistics employees
• Construction and trade workers
• Healthcare workers (nurses, aides, technicians)
• Manufacturing and production workers
• Drivers and delivery workers
• Most office workers earning under $35,568/year

Is Overtime Pay Taxed Differently?

This is one of the most common questions American workers ask about overtime, and the answer often surprises people. Overtime is not taxed at a special higher rate. It is subject to the same federal income tax, Social Security, Medicare, and state income tax withholding as your regular wages.

However, because overtime increases your total income for that pay period, it may result in your employer withholding more federal income tax — because the IRS withholding tables assume your elevated paycheck reflects your full-year income. This can lead to higher withholding during a high-overtime week, but you will get that money back as a tax refund when you file your annual return if it was over-withheld.

FICA taxes (Social Security at 6.2% and Medicare at 1.45%) apply to overtime pay exactly as they do to regular wages. There is no exemption or different rate for overtime hours from a tax perspective.

How to Use the TheWebCalc Overtime Calculator

1. Select your tab — Use "Weekly Overtime" for standard federal/most-state calculations. Use "Daily Overtime" if you work in California, Alaska, or Nevada where daily rules apply. Use "Annual OT Estimator" to project your yearly overtime earnings.
2. Enter your hourly rate — Input your regular pay rate before any deductions.
3. Select your state — This determines which overtime rules apply to your calculation.
4. Enter your hours — Regular hours and overtime hours for the period, or enter daily hours for state-specific calculations.
5. Choose overtime multiplier — Select 1.5x for standard time-and-a-half or 2.0x for double time (California workers after 12 hours/day).
6. Click Calculate Overtime — Your full overtime breakdown appears instantly with regular pay, overtime pay, and total gross earnings.

Frequently Asked Questions About Overtime Pay

Overtime Pay Quick Reference by Industry

Industry	Typical OT Eligibility	Common OT Situations
Healthcare / Nursing	Non-exempt (most)	12-hr shifts, on-call hours, CA daily OT
Retail / Restaurant	Non-exempt	Holiday rushes, seasonal peaks
Construction / Trades	Non-exempt	Project deadlines, weekend work
Manufacturing	Non-exempt	Production surges, mandatory OT
IT / Tech (hourly)	Non-exempt	Deployments, on-call rotations
Office / Admin	Depends on salary	Month-end close, tax season
Trucking / Delivery	Special rules apply	FMCSA hours-of-service rules
Agriculture	Limited FLSA coverage	State laws vary significantly

Use the overtime calculator at the top of this page to quickly calculate your exact overtime pay based on your state's rules, hourly rate, and hours worked. Whether you are a nurse in California calculating daily overtime, a warehouse worker in Texas figuring out your weekly OT, or a hotel employee in Miami estimating a busy season paycheck — our tool gives you instant, accurate results.

Last Updated: 2025 | Based on current FLSA regulations and state labor laws. For legal advice regarding overtime disputes, consult an employment attorney or contact the US Department of Labor.